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GAMES 1

GTA San Andreas
Pass: FORUMW


Ghost Recon RIP ( 173 MB )



GTA San Andreas - Berlin GTA San Andreas - Berlin (2008)

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3 Langkah Mengurus Wang Anda Dengan Bijak

Source : From my wife

Aku bukanlah seorang yang bijak dalam bidang perakaunan. Malah masa muda-muda dulu aku paling hampeh dengan subjek akaun. First time aku mula belajar bukak buku akaun masa amik subjek Kemahiran Hidup (KH) di form 2. Time tu jelah, lepas belajar timbang akaun, buka buku ini, buku itu, ada akaun beregulah..entah apa2 tah..last2 aku terus tak minat nak amik subjek akaun after PMR walaupun aku hebat bab2 math dan add math after aku merangkak ke peringkat SPM. (biasalah hebat ngapal formula)

So kali ni, aku nak tory untuk mengaplikasikan pengurusan kewangan tanpa perakaunan, khas untuk alam rumah tangga melalui cara enden yang tersendiri…

Langkah 1- Tentukan Matlamat Kewangan
Setiap kali kita buat sesuatu, tentu saja tidak lari dari perkataan MATLAMAT atau dengan bahasa kasarnya TUJUAN.

Matlamat kewangan seharusnya menggambarkan perkara yang ingin di kecapi dengan wang dalam jangka masa tertentu. Sebagai contoh mudah yang boleh di jadikan matlamat:

  • membeli rumah ketika berumur 25 tahun
  • membeli kereta MPV ketika berumur 30 tahun
  • menunaikan ibadat haji ketika berumur 35 tahun
  • menikah lagi satu ketika berumur….(hampeh punya matlamat)

Langkah 2 - Menjejaki Mana Perginya Wang Anda
Setelah matlamat berada di dalam gengaman minda anda, mulakan hidup anda dengan membuat perancangan perbelanjaan harian anda agar matlamat anda mudah dicapai.

Sebagai contoh mudahnya, listkan perbelanjaan harian anda setiap bulan. Mulakan list perbelanjaan anda dengan panduan mudah berikut:

  • Tentukan jumlah pendapat bulanan anda
  • Tambah jumlah perbelanjaan termasuklah bil bulanan (telephone, streamyx, api, air), bayaran balik pinjaman (kereta, rumah), sewa (rumah), perbelanjaan seharian (tesco, giant, carrefour, pasar malam) dan lain-lain (tengok wayang, makan luar, minyak petrol, beli barang kemas, rokok..)
  • Ketepikan sejumlah wang untuk kecemasan dan perbelanjaan bermusim (seperti yuran sekolah, duit raya untuk musim perayaan, cukai jalan, pembaharuan insurans dan lain-lain)

List ini boleh membantu anda mengenal pasti tabiat berbelanja sekaligus merancang kewangan anda. Selain itu melalui perancangan ini juga, anda dapat mengetahui:

  • Ke mana dan bagaimana anda membelanjakan wang anda?
  • Berapa banyak hutang tertunggak anda setiap bulan (hutang credit card, hutang kereta, hutang streamyx, hutang telephone…)?
  • Berapa baki wang gaji anda untuk di simpan yang masih tinggal di penghujung bulan?

 Langkah 3 - Menilai Tabiat Berbelanja
Jika poket/ wallet anda sudah kering atau dengan kata mudahnya wang anda tidak berbaki pada penghujung setiap bulan, sudah tiba masanya untuk anda menilai dan menaaruf semula tabiat berbelanja anda dan seisi keluarga. Teliti semula semua perbelanjaan dan tentukan sama ada apa yang telah anda beli ialah barangan yang anda benar-benar perlukan atau hanyalah memenuhi keinginan nafsu serakah anda.

Jika semasa sesi taaruf, anda dapati melakukan perkara-perkara di bawah…..

  • Menggunakan simpanan untuk membayar bil semasa
  • Memohon pinjaman baru untuk melangsaikan hutang pinjaman lama
  • Berhutang lebih besar daripada pendapatan
  • Membeli sesuatu tanpa memikirkan sama ada anda mampu atau tidak

……nasihat saya… insaf dan ubahlah tabiat berbelanja anda dan kurangkanlah perbelanjaan yang tidak-tidak itu.




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Isu Murtad: Pekakah kita atau "Pekak"kah kita?


(Artikel Asal Oleh saudara Ismail Zaki 22 Ogos 2006)

Baru - baru ini saya ada terbaca dari sebuah website yang saya percaya berpusat di Sydney, Australia (di forward dari seorang rakan), iaitu Sydneyangelicans.net di mana di situ di ceritakan seorang melayu yang kita agung-agung kan selama ini kerana pengorbanannya mengharumkan nama malaysia telah murtad. Saya pada mulanya agak terperanjat membaca kenyataan itu seakan akan tidak percaya, tetapi itulah hakikatnya. Setelah di selidiki, ternyata berita itu benar, seperti yang di dakwa beberapa laman web yang lain. Percaya atau tidak, orang itu adalah Datuk Azhar Mansor, insan yang berjaya mengharumkan nama negara mengelilingi dunia hanya dengan kapal layarnya yang kerding, tetapi secara batinnya iman nya telah tumpas kepada dosa yang paling berat di sisi agama. Beberapa dakwaan ada menyebut di mana beliau kononnya telah bertemu dengan Jesus Christ ketika pelayarannya. Di sini saya memetik dari website Sydneyangelicans.net rangkap dakwaan beliau:-

"One man who has publicly converted is the well-known yachtsman, Azhar Mansor, who in 1999 sailed around the world in 190 days without the aid of an engine. The main mast of his yacht broke around Cape Horn. He managed, nevertheless, to reach the Faulkland Islands to repair the mast. What happened on the way between the cape and the islands is subject to speculation. The internet is full of questions by Muslims as to whether Mansor who no longer lives in Malaysia is really converted. And there is much discussion among Christians as well. Kamariah's version is that Mansor, about to drown in the sea, was saved by a dolphin, and that Jesus appeared to him soon after."

Persoalannya di sini, bukan Azhar Mansor (Gugurnya gelaran "datok" di sini bererti hilangnya rasa hormat saya kepada beliau secara mutlak) sahaja yang berbuat demikian, tetapi ada lagi segelintir yang secara "Umum" atau secara "Rahsia" telah Murtad. Pernah dengar kisah Aishah? Lina Joy? Itu hanyalah merupakan sebuah episod telenovela kisah murtadnya umat Islam di negara kita; terdapat banyak lagi episod yang pada zahirnya tidak di ketahui, tidak di siarkan secara zahir pada kaca mata rakyat. Pendedahan saya di sini bukan bererti hendak memalukan pihak yang terbabit, tetapi hakikatnya untuk menyedarkan umat Islam di Malaysia bahawa Islam kini di ancam bahaya. Siapa yang patut di salah kan? Berbalik kepada situasi Azhar Mansor tadi, hakikatnya perkara ini telah pun di ketahui oleh bekas PM Tun Dr. Mahahir sejurus dia pulang dari pelayarannya - Azhar Mansor sendiri yang memberitahu beliau yang dia berhasrat untuk bertukar agama - atas untuk keselamatan Azhar Mansor, PM ketika itu menasihatkan nya supaya meninggalkan negara; dan ya, Azhar mansor sekarang sudah tiada lagi di negara ini. Yang agak mengejutkan ialah, hampir semua umat Islam di negara ini tidak tahu akan hal ini. Petikan dari sebuah blog yang saya ketemui menyebut, "I couldnt believe & i asked my christian friends, they knew about it a long time ago."

("Saya tidak percaya lalu saya bertanya rakan-rakan saya yang beragama Kristian dan mereka berkata, mereka sudah tahu akan hal ini sekian lama.") Tambahan pula, ada yang mendakwa untuk menukar agama ini adalah sangat mudah sekali di negara kita. Apa yang di perlukan hanyalah 2 keping gambar, duit setem RM 7.00 dan pergi ke mahkamah di Selangor, Kedah, Kuala Lumpur untuk mengangkat sumpah tukar agama, selesai. Walaupun demikian, status agama pada kad pengenalan tidak di ubah (Masih di tulis "Islam") meskipun mereka telah selesai 3 perkara di atas, dan ini menyebabkan golongan-golongan murtad ini agak sukar di kesan di negara kita. Dan kerana itulah munculnya nama seorang wanita bernama Lina Joy yang ingin status agama pada kad pengenalan nya ditukar - Jika dia tidak berbuat demikian (tukar status agama pada kad pengenalan), nescaya kita tidak akan tahu bahawa dia telah murtad. Siapa sangka, ramai lagi spesis-spesis Lina Joy di luar sana yang tidak mendedahkan akan kemurta dan mereka secara umum?

Peguam Kes Murtad Shazalina/Lina Joy (Ust Zulkefli Nordin) menambah, beliau telah memberi ceramah pada malam tadi di Surau As Sakinah, TTDI JAYA, Selangor tentang kumpulan kafir Artikel 11/IFC. Mereka ini (IFC) sedang bergiat untuk menghapuskan keistimewaan orang Islam di Malaysia, pihak Mahkamah Persekutuan hanya ada masa 6 minggu sahaja lagi untuk membuat keputusan sama ada meluluskan atau tidak. Kalau LULUS maka orang Islam dalam bahaya besar. Anda boleh hubungi

Ust Zulkefli sendiri di talian 013-3998718 untuk penjelasan lebih lanjut, pihak peguam Muslim akan memberi penerangan tentang perkara ini. (Sila sebarkan berita ini kepada semua orang Islam kerana isu ini amat serius!)

Seorang bekas paderi Abd Rahman Yaakob (Pengarah Anti Dadah, Batu Gajah) pernah menjadi paderi selama 23 tahun. En Abd Rahman berdakwah di dalam bahasa Inggeris. Beliau sebagai paderi dikenakan 4 syarat: Tidak boleh hisap rokok, tidak boleh minum arak, tidak boleh makan benda-benda berdarah, tidak boleh kahwin. Holywater yang beliau gunakan dulu dibawa dari Indonesia yang di sediakan oleh bapak Bruto (Ketua paderi Indonesia). Percetakan buku-buku Kristian di Cheras telah disiasat dan mereka ada lesen.

PENDEDAHAN KHAS! HARAP DISAMPAIKAN KEPADA ORANG ISLAM KITA

Sabda Rasulullah SAW: "Sebarkanlah walau satu ayat pun. Nescaya Allah memperbaiki bagimu amalan-amalanmu dan mengampuni bagimu dosa-dosamu. Dan barangsiapa mentaati Allah dan Rasul-Nya, maka sesungguhnya ia telah mendapat kemenangan yang besar."

Mengikut rekod Jabatan Agama Islam, Selangor merupakan kawasan yang paling ramai mempunyai penduduk Melayu Islam yg bertukar agama, bukan sahaja kepada Kristian, tetapi juga kepada agama lain seperti Hindu. Kedua, kawasan Kuala Lumpur dan diikuti dengan Pulau Pinang. Sejumlah kecil kes murtad juga terdapat di negeri-negeri lain. Yang menyedihkan, terdapat banyak kes-kes terbaru yg membabitkan remaja belasan tahun.

Beberapa minggu yang lepas, Jabatan Agama Islam telah berjaya menarik balik seorang remaja perempuan berusia 15 tahun yangg bersekolah di sebuah sekolah di Puchong. Remaja ini telah menukar agama dan dilarikan untuk dikahwinkan dengan seorang yang berlainan agama. Di sebuah sekolah menengah di Pandan Jaya, 2 org remaja perempuan juga berjaya diselamatkan dari terus hanyut. Mengikut maklumat yg diterima dari 2 remaja ini, mereka selalu dibawa ke sebuah gereja (letaknya di tepi highway Cheras); diajar dan diKristiankan (dibaptiskan) oleh dua orang paderi wanita berbangsa Melayu. Sisters tersebut masih berada di gereja tersebut. Remaja-remaja tersebut di atas sekarang berada di Ulu Yam untuk proses pemulihan akidah.

Kalau anda semua masih ingat, pada beberapa tahun yang lalu, terdapat seorang paderi Melayu yg bernama Jamaluddin telah memurtadkan ramai Melayu di sebuah gereja di Bukit Gasing. Sekarang ini beliau telah kembali ke Malaysia setelah beberapa tahun berada di luar negara; dan dinaikkan pangkat menjadi seorang Bishop dan berjanji akan mengKristiankan lebih ramai warga Melayu di sini.

Terdapat satu lagi kes, baru-baru ini, dimana seorang anak Tan Sri telah melahirkan seorg bayi di sebuah hospital di Penang. Para petugas di hospital tersebut membuat laporan kepada Jabatan Agama Islam setelah mencurigai sesuatu yang tidak kena sedang berlaku. Wanita tersebut hanya didatangi oleh sekumpulan yang pastinya bukan Islam. Malah wanita tersebut ingin menamakan bayi tersebut (dilihat dari borang pendaftaran kelahiran) dengan nama yang jelasnya bukan nama seorang penganut Islam. Jabatan Agama Islan dengan kerjasama Perkim telah berjaya membawa `lari' wanita & bayi tersebut ke Selangor; dan ditempatkan buat masa ini di sebuah rumah kampung bersama-sama sebuah keluarga Islam. Walau bagaimanapun, keluarga ini sering didatangi dan dikacau oleh si `claimant' wanita tersebut. Wanita tersebut juga sedang dipulihkan.

Di Kedah yang suatu ketika dahulu agak kecoh dengan isu Black Metal nya, kini terdapat kumpulan baru yg menamakan diri mereka J.I.T. @ Jgn Ikut Tuhan. Mereka juga terdiri dari remaja-remaja Melayu (lelaki & perempuan) dan telah menolak kepercayaan kepada Allah yang Esa. Cara mereka mengisytiharkankan diri mereka sebagai "free-thinker" adalah dengan cara masing-masing mencuri sebuah Al-Quran. Kemudian mereka akan mengadakan upacara yg berasingan. Remaja lelaki akan menghidupkan unggun api dan akan mengelilingi unggun tersebut sambil mengoyak-ngoyakkan helaian al-quran dan dibakar. Mereka juga memasukkan titisan darah mereka kedalam gelas yg telah bercampur dgn darah kambing (kalau tidak silap saya). Kemudian mereka minum. Manakala kumpulan perempuan pula, modus operandi untuk mengesahkan mereka bukan lagi Islam agak sedikit berbeza dari pihak lelaki. Remaja perempuan ini akan berbogel sambil mengoyak-ngoyakkan al-quran tersebut dan ditaburkan. Bagi menghina agama suci kita ini, mereka melakukan penzinaan dgn senior lelaki mereka di atas helaian yang koyak tersebut. Mengikut kata Zulkifli, Ketua Puteri kumpulan tersebut telah berjaya diselamatkan dan sekarang dalam peringkat pemulihan akidah. Jabatan Agama Islam dgn kerjasama Perkim masih lagi mencari ahli-ahli lain yang hanyut itu.

Terdapat juga sebuah kenyataan yang di petik dari sebuah lagi website

(www.forum.jiwang.org) yang menyebut, "Saya pernah mempunyai seorang senior ketika belajar di Terengganu dahulu dan menjadi murtad pada tahun pertengahan 80-an. Dia boleh dikatakan rapat dgn saya. Seorg anak cikgu yg berasal dari Muar. Seorg pelajar yg pintar & rajin mengaji Al-Quran. Setelah tamat kursus, beliau pernah ditawarkan utk melanjuttkan pelajaran ke US atas "Young Lecturer Scheme". Tetapi dihalang oleh ibunya kerana khuatir sesuatu yg tidak baik berlaku. Beliau seorg yg patuh pada perintah org tuanya pun bersetuju. Tidak lama kemudian, kawan saya ini mendpt pekerjaan di sebuah syarikat guaman yg terkenal di Kuala Terengganu. Di sana, bermulalah kisah yg sedih ini. Kawan saya ini telah berkenalan dgn anak tuan punya syarikat guaman ini; sehingga mengheret dia menjadi seorg penganut Kristian. Setelah berkawin di sebuah gereja di Kuala Terengganu, beliau pernah dtg mencari saya; dan terakhir yg saya tahu, dia sudah mempunyai seorang anak perempuan dan menjadi seorang penganut Kristian yg setia; rajin ke gereja dan menghayati Bible."

Kisah Aisyah Bukhari dan kisah tersebut di atas mempunyai banyak persamaan; good religious foundation but got carried away (Latar belakang agama (keluarga) sangat molek, tetapi sayangnya hidayah Allah tidak kesampaian ke hati mereka; Iman tiada dapat di warisi dari seorang ayah yang bertaqwa). Misi agama lain sungguh kuat dari segi bantuan kewangan; sebab itu ia semakin menular sekarang.

Dulu, mereka menggunakan issionary mereka dengan cara berbuat baik, mengambil hati, bercinta dan berkahwin. Sekarang, golongan pelajar Islam pula yg dijadikan mangsa. Pinta penceramah semalam, agar dapat kita sama-sama mengambil ikhtibar dan melakukan sesuatu yg terbaik untuk masa depan generasi Islam di Malaysia ini. Bagi yang mampu atau yg sudi menghulurkan sedekah; salurkan niat murni kepada PERKIM atau pihak yang berkenaan kerana bantuan yang diterima tidak mencukupi.

P/S: Usah lagi biarkan Islam berduka di negara kita. Cukuplah sudah peristiwa sadis berdarah di Palestine, di Iraq, di Lebanon, di Afghanistan… cukuplah sudah dengan dugaan yang menimpa umat Muhammad… Harapan saya agar apa yang anda baca di sini dapat sampaikan kepada sahabat-sahabat dan ahli keluarga kita. Tidak secara elektronik - forwarding-forwarding, secara lisan pun jadilah.

Tolonglah hindarkan anak-anak Melayu ISLAM kita daripada mimpi buruk ini, di samping kita juga perlu menjaga diri kita sendiri. INSYA-ALLAH setiap usaha yang murni kerana ALLAH, akan diberkati! Semoga ia akan menjadi ikhtibar & peringatan untuk manfaat kita bersama

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Perniagaan Internet

Source : my wife

Perniagaan Internet
merupakan perniagaan yang boleh membantu meraih keuntungan yang lumayan jika dibuat dengan tekun dan sabar. Bagi usahawan internet yang baru menjinakkkan diri kedalam bidang ini atau ingin menceburkan diri perlulah bersedia dan berhati-hati.

Perkara pertama yang perlu di fikirkan adalah produk yang ingin kita ceburi. Apa jua jenis perniagaan yang dipilih, kita perlu memastikan kita faham dan cenderung dalam industri tersebut. Minat yang mendalam dalam sesuatu bidang, contohnya kecantikan dapat membantu kita dalam mengendalikan perniagaan tersebut.

Setelah memilih produk, kita tidak boleh sewenang-wenangnya terus menceburi, atau menghubungi pembekal. Kajian pasaran perlu dijalankan. Permintaan ke atas produk, jumlah saingan yang ada adalah menjadi ciri utama dalam pemilihan produk. Sebaik-baik tindakan adalah dengan memilih produk yang unik yang tiada ataupun kurang dalam pasaran.

Menurut kajian, kebanyakan pakar-pakar internet berpendapat bahawa pilihan produk yang paling mudah dan murah adalah e-book ataupun buku elektronik. Produk ini dikatakan murah kerana anda tidak perlu menanggung kos seperti kos pencetakkan, kos penghantaran. Pembeli anda hanya perlu memuat turun / download buku tersebut ke hard disk mereka setelah pembayaran dibuat.

Pada masa kini terlalu banyak buku elektronik yang dikeluarkan. Oleh itu usahawan baru perlu berhati-hati dalam memilih bagi memastikan buku itu adalah buku berkualiti tinggi atau tidak.

Selain dari e-book, program seperti rakan niaga(affiliate) dan dropshipping juga merupakan program yang memerlukan modal yang sedikit. Ia amat bersesuaian bagi usahawan yang berniaga secara separuh masa atau yang hanya ingin duit poket. Tetapi program ini jika dibuat dengan bersungguh-sungguh boleh menghasilkan pulangan yang lumayan.

Walau apapun produk yang dipilih, yang paling penting adalah memastikan bakal pelanggan mengetahui kewujudan kita. Disini promosi kepada perniagaan perlu ditekankan. Perlu kita ingat diInternet maklumat terlalu banyak. Usahawan juga terlalu ramai. Pembeli makin ramai. Bagaimana kita memanfaatkan situasi ini dipanggil sebagai strategi pemasaran. Topik ini akan saya sentuh pada masa akan datang.

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The Art of War II: Betrayal 2008

Overview

Director: Josef Rusnak
Writers: Jason Bourque (writer) , Keith Shaw (writer)
Genre: Action | Thriller
Plot: Agent Neil Shaw is called out of retirement and finds himself in the midst of a plot to assassinate several leading Senators with himself set-up to take the rap for a recent killing.
Size: 717.04 MB
Category: Movies/XviD
more info : http://www.imdb. com/title/ tt1233571/
With English,Arabic, French,Brazilian Sub
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The Mummy 3 Tomb of the dragon emperor 2008 (DVD)(mu)


Regie: Rob Cohen

Jaar: 2008

Land: Duitsland / Canada / Amerika

Genre: Actie / Avontuur / Fantasy / Thriller

Cast: Brendan Fraser, Jet Li, Maria Bello, John Hannah, Luke Ford, Liam Cunningham, Albert Kwan, Isabella Leong e.a.

part 01
part 02
part 03
Part 04
Part 05
part 06
Part 07
Part 08
Part 09
Part 10

Paswoord = mp3jukebox


TAKEN 2008

Overview

Director:Pierre Morel
Writers (WGA): Luc Besson (written by) & Robert Mark Kamen (written by)
Release Date: 2 October 2008 (Germany)
Genre: Action | Thriller
Plot: A former spy (Neeson) relies on his old skills to save his estranged daughter (Grace), who has been forced into the slave trade.
Category: Movies/XviD
To download from pando
is free
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Pass is: pando gulf
if you like to know more about pando
If you like to buy pando pro
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All three Pirates of the Caribbean Movies, The Curse of The Black Pearl, Dead Men's Chest, and At World's End.

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You Don't Mess with the Zohan
2008
( over 16 )

Overview

Director: Dennis Dugan
Writers (WGA): Adam Sandler (written by) & Robert Smigel (written by)
Release Date: 14 August 2008 (Germany)
Genre: Action / Comedy / more
Tagline: Lather. Rinse. Save the world.
Plot: An Israeli Special Forces Soldier fakes his death so he can re-emerge in New York City as a hair stylist.
Category: Movies/XviD
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Kill Switch 2008

Overview

Director: Jeff King
Writer: Steven Seagal (writer)
Release Date: 7 October 2008 (USA)
Genre: Action | Crime | Drama | Thriller
Tagline: His rules. His way. No exceptions.
Plot: A troubled detective travels to Memphis in order to track down a pair of serial killers.
Category: Movies/XviD
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Double Dagger 2008

Overview

Director:Pablo Veliz
Release Date: 15 July 2008 (USA)
Genre: Action
Plot: Alvaro is the owner of what used to be the most prominent jewelry store in Los Angeles. Now, he faces bankruptcy and the loss of an empire that took him years to build. In the past, he was a famed international thief and now he is planning the biggest heist of his life.
Category: Movies/XviD
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The Key 2008
Overview
Directors: Michelle Fridley & Mickey Fridley
Writers: Michelle Fridley (screenplay) Mickey Fridley (story)
Release Date: 8 July 2008 (USA)
Genre: Horror | Thriller
Tagline: Do you dare unlock the door?
Plot: Five friends descend on an abandoned building to shoot a documentary about its supposed haunted origins, but all is not as it seems. It turns out instead that the leader of the group actually brought them there to search for cursed buried treasure that his freemason grandfather had supposedly left. When one unfortunate soul opens a door to a darker dimension, a demon is released and begins to kill each of them one-by-one. Will anyone escape alive, or has "The Key" opened the door straight to hell .
Category: Movies/XviD
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Hancock 2008 DVD Quality
Director:Peter Berg
Writers (WGA): Vincent Ngo (written by) andVince Gilligan (written by)
Release Date: July 2008
Genre: Action | Comedy | Drama | Fantasy
Tagline: There are heroes. There are superheroes. .......
Plot: A hard-living superhero who has fallen out of favor with the public enters into a questionable relationship with the wife of the public relations professional who's trying to repair his image.
Category: Movies/x264
more info : http://www.imdb. com/title/ tt0448157/
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The Scorpion King2:Rise of a Warrior(2008)

Overview

Director: Russell Mulcahy
Writers: Randall McCormick (screenplay) ,Stephen Sommers (character)
Release Date: 19 August 2008 (USA)
Genre: Action
Plot: When young Mathayus witnesses his father's death in the hands of the king, his quest for vengeance transforms him into the most feared warrior of the ancient world.
Category: Movies/XviD
Size: 700MB
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Umur 2 bulan 3 minggu






































Beverage

CEO Café (4 in 1)

Main Ingredients:
Prime coffee beans, low fat non-dairy creamer, and Yung Kien Ganoderma.

Features:
  • Formulated using only prime coffee beans, freshly brewed for its premium taste, and enhanced with Yung Kien Ganoderma to blend the bitter taste of Ganoderma with the unique bitterness of coffee.
  • The low fat non-dairy creamer (plant-base) used is derived from coconut and is free from the harmful trans fat.
  • Free from any flavouring essence or preservatives, giving you an exquisitely smooth flavour and rich aroma.
  • Premixed with sugar.
  • Awarded with Halal Certificate of Malaysia.




CEO Café (3 in 1)

Main Ingredients:
Prime coffee beans, low fat non-dairy creamer, and Yung Kien Ganoderma.

Features:
  • Formulated using only prime coffee beans, freshly brewed for its premium taste, and enhanced with Yung Kien Ganoderma to blend the bitter taste of Ganoderma with the unique bitterness of coffee.
  • The low fat non-dairy creamer (plant-base) used is derived from coconut and is free from the harmful trans fat.
  • Free from any flavouring essence or preservatives, giving you an exquisitely smooth flavour and rich aroma.
  • A sugar-free beverage.
  • Awarded with Halal Certificate of Malaysia.




Jia Hor Gynostemma Herbal Tea

Main Ingredients:
100% Gynostemma Pentaphyllum.

Features:
  • Purely formulated using Gynostemma Pentaphyllum.
  • Contains the same effective constituent as found in Ginseng's saponin, which is exceptional in relieving inflammation, resolving phlegm, calming the nerves, and relaxing the mind and body with regular consumption.
  • Exquisite in flavour and fine in taste.
  • The tea bag is meticulously sewn with cotton threads to ensure safe and hygienic consumption.








Lu Chun Lingzhi Tea

Main Ingredients:
Lingzhi, Cassia tora L, Oolong Tea, and Gynostemma Pentaphyllum.

Features:
  • A composite tea formulation incorporating 4 ingredients that are uniquely rich in flavour and health-enhancing on their own ways.
  • Oolong Tea as the finest among all teas is used as the base for is aromatic scents and non-bitter taste that are equally ideal when served hot or cold.
  • Enriched with Lingzhi for its primary benefit of fortifying the immune system, while Cassia tora L. helps enhance the visual functions, detoxify the body, and expel pathogenic heat, whereas Gynostemma Pentaphyllum contributes to relaxing the mind and removing stress.
  • The tea bag is meticulously sewn with cotton threads to ensure safe and hygienic consumption.








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Biotech Product

Yung Kien Eye+

Main Ingredients:
Lutein, Zeaxanthin, Blackcurrant Extract, Bilberry Extract, Natural Astaxanthin Extract, and Wolfberry extract.

Features:
  • Lutein and Zeaxanthin are the derivatives of carotinoid extracted from Flora Glo Lutein. Lutein is one of the more than 700 chemical compounds found in carotinoid. A 20-year clinical research work has proven that Lutein and Zeaxanthin are indispensably needed by the eye’s retina and lens.
  • Blackcurrant Extract offers up to 4 types of natural Polyphenols, which are powerful antioxidants and an excellent source of nutrients essentially needed for good eyesight.
  • Derived from deep-sea silicate algae, Natural Astaxanthin Extract has been found through extensive research to be an antioxidant 1,000 times more powerful than vitamin E, and hence is extremely helpful in improving the conditions of the working group and students who have to strain their eyes focusing at the computer screen or blackboard for long hours.
  • With a content of more than 15 types of Anthocyanins, Bilberry Extract is 50 times more powerful than vitamin E as an antioxidant and hence a natural patron saint to protect the eyes.
  • Wolfberry Extract is a concentrated extract of the traditional Chinese herb Wolfberry, which offers a rich supply of Zeaxanthin, Betaine, vitamins B1 & B2, nicotinic acid, iron, etc. According to Shen Nong’s Herbal Classic, which is the earliest extant monograph on material medica in China, Wolfberry is notable in “nourishing the kidneys, moistening the lungs, and enhancing the acuity of vision”. This explains why it can contribute in no small way to improving our eyesight.
  • Lingzhi is incorporated for its efficacy in “improving eyesight, calming the nerves, invigorating the qi, reinforcing the liver, and enhancing mental faculty”, as recorded in ancient herbal books.
  • Other antioxidant nutrients include Beta carotene, vitamin A, vitamin C, vitamin E, vitamin B1, vitamin B2, vitamin B6, niacin, zinc, and selenium.


VitaKing

Main Ingredients:
Hydrolyzed Collagen, Lemon Verbena, Isomalt, Inulin, Sucralose, and Tricalcium Phosphate.

Features:
  • It is an all-natural, nutritional booster drink premix researched and developed through biotechnology.
  • Replenishes collagen that the body can no longer produce due to our advancing age, thus expediting the repair and production of cartilage in the joints, strengthening the bones, alleviating inflammation, and relieving pains arising from moving parts of the limbs to preserve healthy joints.
  • The molecules of Hydrolysed Collagen are so minute that they can directly participate in repairing the skin tissues and keeping the skin healthy, radiant, and resilient.
  • Lemon Verbena is a natural herb known for its amazing pharmacological actions in relieving inflammation, detoxifying the body, eliminating pathogenic heat, promoting diuresis, enhancing normal functions of the digestive system, and invigorating the liver.
  • It strengthens cardiovascular functions to reduce the risk of heart diseases.
  • Jasmine tea is incorporated to impart a refreshing taste, making it a revitalizing premix to blend with any non-carbonic drink, served hot or cold.
  • Awarded with Halal Certificate of Malaysia.

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Health Food

Jia Hor Calcium Plus Tablets

Main Ingredients:
Natural concentrate of cow’s milk calcium, Calcium Phosphopeptide, and Soya Isoflavones

Features:
  • Exclusively formulated using purely natural concentrate of cow’s milk calcium, it features a rich content of calcium and proteins and is universally recognized as being the best source of calcium. Besides, it can also be readily assimilated by the human body and is suitable even for people who suffer from lactose intolerance.
  • Enhanced with vitamin D3 to elevate the absorption rate.
  • The unique formula Soya Isoflavones are a special group of phyto-estrogen, or female sex hormones found in plants. They contain isoflavones, saponins, vitamins, lecithin, etc. that play a vital role in regulating our physiological functions and contribute to promoting metabolic activities.
  • Another unique formula, Casein Phosphopeptide (CPP), has won the approval from the Health Ministry of Japan and subsequently listed as an ingredient for "specific health-care food supplements". It exhibits the characteristics of preventing the precipitation of calcium in the intestinal system to help facilitate the assimilation of the essentially needed trace element.



Jia Hor Seasoning

Main Ingredients:
Ganoderma Japonicum extract, Gynostemma Pentaphyllum extract, Shitake & Seaweed extracted powders, yeast powder, and salt.

Features:
  • 100% formulated using natural extracts of Ganoderma Japonicum and Gynostemma Pentaphyllum to impart the food you cook with a great taste and health-enhancing attributes that cannot be derived from any artificial flavouring.
  • Absolutely free from any animal-source content, hence is suitable even for vegetarians.
  • Its high solubility makes is perfect for all culinary styles without forming any precipitates or lumps while cooking.





Jia Hor Hi-Fibre

Main Ingredients:
A combination of various natural dietary fibres.

Features:
  • It offers a valuable mix of both water-soluble and non water-soluble dietary fibres to supplement the usually inadequate content of dietary fibres in a typical modern diet. It helps remove the residual traces of toxins from the body, promote peristalsis, and prevent constipation. At the same time, it aids in encouraging the proliferation of the friendly bacteria to keep the intestinal tract young and vibrant.
  • It increases the sense of satiety in the stomach to reduce the craving for fats and excessive caloric intake, hence contributing to maintaining an ideal bodyweight.
  • Apart from vitamins and minerals, it is also enhanced with the precious herb Lingzhi to promote metabolism and assist in normal physiological functions.
  • It is made available in a refreshing lemon flavour, making it ideal for daily consumption.


Jia Hor Instant Soya Protein Powder

Main Ingredients:
Soya protein isolates, lecithin, calcium caseinate, isomaltoligo saccharide, papain, and bromelin.

Features:
  • Soya protein isolates are plant-base proteins that can be readily absorbed (up to 95%) by the human body for utilization, thus reducing the intake of fats and cholesterols. The Soya Isoflavones found in them exhibit an amazing effect in preventing breast cancer.
  • Lecithin helps reduce the build-up of excessive fats in the blood vessels and the liver, in addition to encouraging developmental growth of the brain. It this ideal for pregnant women to ensure healthy development of brain functions in the foetus. At the same time, it also contributes to preventing the onset of senile dementia among the aged.
  • Isomaltoligo saccharide facilitates the proliferation of the friendly bacteria Bifidus in the gastrointestinal system to preserve the youthful vitality of the intestinal tract.
  • Papain (papaya enzyme) and bromelin (pineapple enzyme) are capable of breaking down the large molecules of proteins into smaller ones to enhance their digestion and assimilation.
  • This exclusive formulation allows you to assimilate all the essential amino acids in one go and keep you fully energized all-day long.


Yung Kien Ganoderma

Main Ingredients:
Ganoderma Fruit Body Extract

Features:
  • Formulated using Yung Kien Number 1 (YK-01), a Lingzhi spawn of supreme quality developed by Shuang Hor Group, Yung Kien Ganoderma is rich in triterpenoids, macro molecular polysaccharide peptides, adenosines, and micro molecular proteins.
  • With its unique blend of effective constituents, it helps fortify the immune defence, speed up metabolic rates, consolidate the physical constitutions, subdue allergies, and enhance metabolic functions of the liver, hence contributing to preserving optimal health through its long-term consumption.
  • It has conformed to the most stringent inspections of Health Ministry of Taiwan and has been awarded the first ever immuno-modulation and liver protection health-food accreditation.




Jia Hor Lingzhi

Main Ingredients:
Lingzhi Fruit Body

Features:
  • Jia Hor Lingzhi is purely formulated using the raw fruit body of top-grade Lingzhi, from which the effective constituents such as macro molecular polysaccharide peptides, triterpenoids, adenosine, and micro molecular proteins are extracted through an exclusive technique called "dual-phase extraction".
  • Lingzhi possesses incomparable and unique dual-way-regulation functions, which cannot be found in other health foods. It is capable of promoting the metabolic activities, strengthening the immune system, revitalising body cells, preventing allergic reactions, protecting the liver, impeding the process of thrombosis, etc.
  • As a natural product of Lingzhi, Jia Hor Lingzhi does not contain any artificial additive and hence is sought after by people of modern time as the best health-care companion.



Yung Kien Pollen

Main Ingredients:
100% Bee Pollen

Features:
  • The nutrients found in Yung Kien Pollen can be broadly classified into 3 categories, namely amino acids, vitamins, and minerals. Among them all, the B group vitamins are so abundant that they are many times more than those of other Pollen products.
  • As Pollen features a full spectrum of nutrients, it is aptly known as the "Complete Food" that allows you to replenish all the nutrients your body needs to build a strong bodily resistance.
  • Yung Kien Pollen is formulated through the most stringent technological processes using selected pollen grains of the highest grade.
  • With its superior attributes in terms of colour, aroma, taste, and flavour, it certainly is a perfect choice for all age groups.
  • It is free from the fishy smell and sandy taste commonly associated with most of the Pollen products, thus boasting a quality in a class of its own.


Jia Hor Nutri-Health Tablets

Main Ingredients:
50% Lingzhi + 50% Pollen

Features:
  • Jia Hor Nutri-Health Tablets offers a combination of the invaluable health-enhancing active components of Lingzhi and the full spectrum of Pollen’s all-encompassing nutrients. While Lingzhi is known for its capability to promote metabolic activities, fortify the immune defence, and consolidate the physical constitutions, Pollen provides the human body with a balanced mix of nutrients to facilitate normal physiological functions.
  • Featuring smoothly curved triangular shape, the tablets are so designed to make them convenient to be carried around, safe and hygienic, much easier to swallow, and hence are ideal for the young and old alike. Each of the tablets is coated with a special plant-base layer that will readily dissolve upon entering the gastrointestinal system. It also effectively masks the bitter taste of the highly concentrated pure Lingzhi content.
  • The product has been awarded with the Certificate of Halal by the Chinese Muslim Association of Taiwan.



Jia Hor Twin Pack

Main Ingredients:
Lingzhi Fruit Body + 100% Bee Pollen

Features:
  • Jia Hor Twin Pack comprises of the precious Jia Hor Lingzhi and Yung Kien Pollen.
  • Jia Hor Lingzhi is purely formulated using the raw fruit body of top-grade Lingzhi, from which the effective constituents such as macro molecular polysaccharide peptides, triterpenoids, adenosine, and micro molecular proteins are extracted through an exclusive technique called "dual-phase extraction". It exhibits exceptional efficacy in consolidating the physical constitutions, fortifying the immune defence, and speeding up the metabolic rates.
  • The raw ingredient of Yung Kien Pollen is sourced from a pollution-free region of Europe that provides pollen grains of incompatible quality. It offers three major categories of nutrients, namely amino acids, vitamins, and minerals. In particular, it has an exceptionally rich base of the B group vitamins that cater people of the modern time with total nutritional supplement needed for holistic health.


Yung Kien Twin Pack

Main Ingredients:
Ganoderma Fruit Body Extract + 100% Bee Pollen

Features:
  • Yung Kien Twin Pack comprises of the invaluable Yung Kien Ganoderma and Yung Kien Pollen of supreme quality.
  • Yung Kien Ganoderma is rich in macro-molecular polysaccharide peptides, triterpenoids, adenosines, micro-molecular proteins, and various invaluable health-giving components, making it a natural panacea to boost your vitality.
  • The raw ingredient of Yung Kien Pollen is sourced from a pollution-free region of Europe that provides pollen grains of incompatible quality. It offers three major categories of nutrients, namely amino acids, vitamins, and minerals. In particular, it has an exceptionally rich base of the B group vitamins that cater people of the modern time with total nutritional supplement needed for holistic health.

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Skin Care

Vcare Revitalizing Mask

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, and natural extracts of Algae, Rose, Green Tea, Cucumber, and Grape Seed.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, adenosines, nucleic acids, vitamins A, B & E, and various trace elements, which can be rapidly absorbed by the skin cells for inner regulatory and moisture-retention benefits.
  • The natural extract of Grape Seed is included for its effectiveness in countering oxidative activities and promoting the synthesis of collagen to firm up the skin, improve resilience, resist the formation of wrinkles, and retard ageing process.
  • The incorporation of Hyaluronic Acid is intended to boost the moisture content in the dermis and subcutaneous tissues.
  • The tissue mask is designed to fit into and take care of every single inch of your face.
  • Apply 2 to 3 times a week depending on your skin type will help restore a clear and luminescent skin within a short interval of 15 minutes.






Vcare Refining Serum

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, and natural extracts of Rose, Green Tea, and Algae.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, adenosines, nucleic acids, vitamins A, B & E, and various trace elements, which can be effectively absorbed by the skin cells to eliminate free radicals, giving a young and radiant skin.
  • Nano-L-Ascorbic Acid is incorporated as a powerful antioxidant that can be absorbed by the skin at a rate of 8 to 10 times faster than ordinary ascorbic acids do. Besides, it is also capable of subduing the activities of tyrosinase and preventing the formation of melanin, hence contributes to whitening the skin, retarding the process of premature ageing, and improving the conditions of dull complexion, brown spots, and sagging skin.
  • Fortified with Hyaluronic Acid as a long-lasting moisture-retention formula to prevent the formation of rough skin and wrinkles arising from dehydration.






Vcare Eye Soothing Cream

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, vitamin E, and natural extracts of Algae, Parsley, Sesame, and Licorice.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, adenosines, nucleic acids, vitamins A, B & E, and various trace elements, which can be efficiently absorbed by the skin cells for inner regulatory and repair benefits.
  • The light and exquisitely soft and tender texture of the product also contributes to its efficient absorption by the skin at the eye area.
  • Rapidly treats dryness, imparts deep-nourishment benefits, and removes fine lines.
  • Restores the firmness and resilience of the skin tissue, relieves puffiness, and tones down dark circles.
  • Fortified with Hyaluronic Acid as a long-lasting moisture-retention formula.






Vcare Exfoliating Gel

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, and natural extracts of Lavender, Witch Hazel, Algae, and Apple.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, adenosines, nucleic acids, vitamins A, B & E, and various trace elements, which can be efficiently absorbed by the skin cells for inner regulatory and nourishing benefits.
  • Made available in a translucent gelatinous form, it features mild actions that ensures smooth removal of the aged cutins from your facial skin and other parts of the body without raising any concern of causing abrasive harm as in the case of normal exfoliating formulations.
  • Apply once or twice a week depending on the skin’s conditions to preserve silky smooth and exquisite skin apart from elevating the skin’s ability to absorb nutrients from various skin-care products.
  • Regulates sebaceous activities and promote cellular renewal of the skin tissue to give a fair complexion and tenderly-soft skin.
  • Fortified with Hyaluronic Acid as a long-lasting moisture-retention formula to form a protective film on the skin.




Vcare Hand & Body Lotion

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, jojoba oil, vitamin E, and natural extracts of Lavender, Algae, Sunflower, and Cucumber.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, adenosines, nucleic acids, vitamins A, B & E, and various trace elements, which can effectively regulate and nourish the inner layers of the skin.
  • Moistens the hands & body to leave the skin tenderly soft.
  • The natural extract of lavender also offers the benefits of aromatherapy to calm your nerves, promote sound sleep, act as an insect repellent, and counter allergic reactions.






Vcare Night Cream

Main Ingredients:
Nano-Ganoderma Lucidum, vitamin E, vitamin B5, olive oil, and natural extracts of Gingko Biloba, Green Tea, and Algae.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, adenosines, nucleic acids, vitamins A, B & E, and various trace elements, which can effectively repair the skin at cellular level.
  • Works wonders in permeating deep into the inner layers of the skin to deliver nourishment and regulatory benefits, helps revitalize the skin cells, and strengthens the defensive capabilities of the skin tissue.
  • Fortified with Hyaluronic Acid as a long-lasting moisture-retention formula to keep the skin hydrated.
  • Prevents wrinkles and counters ageing.




Vcare Day Cream(PA++•SPF15)

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, vitamin E, olive oil, and natural extracts of Chamomile and Algae.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, adenosines, nucleic acids, vitamins A, B & E, and various trace elements, which can effectively subdue the activities of tyrosinase, eliminate free radicals, and counter skin ageing.
  • Retains moisture and nourishes the skin to leave the skin refreshed without introducing a sense of oiliness.
  • Nano-Sun Block TiO2 is included to effectively shield the skin against the harms of UV rays from the sun.
  • PA++ indicates a high level of protection against UVA range of the ultraviolet rays.




Vcare Facial Toner

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, and natural extracts of Rose, Rosemary, Algae, and Cucumber.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, adenosines, nucleic acids, vitamins A, B & E, and various trace elements, which can rapidly permeate into the true skin tissues to impart moisture-retention and nourishing benefits.
  • Exhibits exceptional ability to hydrate, leaving the skin pampered and dewy moist.
  • Balances up the skin pH level, imparts re-cleansing actions, softens the horny layer, and enables better absorption of nutrients supplied through subsequent use of other skin-care products.
  • Fortified with Hyaluronic Acid as a long-lasting moisture-retention formula.



Vcare Makeup Remover

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, jojoba oil, and natural extracts of Algae, Cucumber, and Chamomile.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, adenosines, nucleic acids, vitamins A, B & E, and various trace elements, which can rapidly permeate into the true skin tissues to impart moisture-retention and nourishing benefits.
  • With its mild actions, it is perfectly suited to all skin types to effectively get rid of the embedded sebum and facial dirt apart from efficiently dissolving the residual traces of make-up, eye-shadow, or mascara without causing any damage or allergy to the skin.
  • Fortified with Hyaluronic Acid as a long-lasting moisture-retention formula that forms a protective hydrating shield on the surface of the skin.
  • Leaves your facial skin thoroughly clean and refreshed and does not cause a sense of tightness.
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Personal Care

Greenzhi Toothgel

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, Xylitol and Chlorophyllin.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, micro molecular proteins, adenosines, vitamins A, B & E, and various trace elements, which are capable of subduing the ability of a bacterium called S. Mutatis in producing glucosan, thus preventing dental plaque and tooth decay.
  • It whitens the teeth and leaves a refreshing breath.
  • Made available in a translucent, greenish, gelatinous form effective in reducing the frictional abrasion arising from brushing to avoid damaging the enamel.
  • Formulated using the natural extracts of coconut and maize, the foaming agent does not contain any chemical substances, is mild in actions, safe, and toxic-free, and at the same time helps subdue bacterial growth and prevent tooth decay.
  • Capable of reducing inflammation, killing bacteria, and repairing tissue cells to prevent the formation of dental calculus.
  • Xylitol is included for its mildly sweet taste similar to that of sucrose but is low in caloric level and gives a cooling effect, apart from exhibiting the ability to help prevent tooth decay and maintain oral hygiene.
  • Chlorophyllin is able to prevent gum-bleeding, subdue the formation of dental plaque, prevent tooth decay, and eliminate bad breath.






Vcare Refreshing Body Gel

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, and natural extracts of Chamomile and Gingko Biloba.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, micro molecular proteins, vitamins A, B & E, and various trace elements, which are capable of imparting nourishment benefits at the inner layers of the skin.
  • It possesses a neutral pH that suits the body, leaving the skin silky smooth and refreshed after use.
  • It improves blood circulation and protects the skin against the invasion of free radicals.
  • Phytoncide is incorporated as it helps relieve mental stress and at the same time possesses anti-bacterial and deodorizing attributes, bathing you with a revitalizing aroma as if your are embraced by Mother Nature.





Vcare Hair Nourish Cream

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, Jojoba Oil, vitamins B5 & E, and natural extracts of Chamomile, Green Tea, Rosemary, Sage, and Nestle.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, micro molecular proteins, adenosines, vitamins A, B & E, and various trace elements, which are capable of regulating the inner layers of the scalp, subduing sebaceous secretion, and promoting the revitalization of the hair follicles.
  • Moistens and protects the hair, effective in improving the condition of dry and splitting ends, repairing damaged hair, and discouraging the formation of dandruff.
  • It works equally well in wet and dry hair.
  • For wet hair: After shampooing, apply Vcare Hair Nourish Cream evenly on the wet hair, massage the scalp for 3~5 minutes to ensure complete penetration of nourishment, and then rinse with lukewarm water.
  • For dry hair: Apply Vcare Hair Nourish Cream evenly on the hair and scalp, leaving the hair more manageable and protected against the damaging effects of ultraviolet rays.





Vcare Scalpcare Shampoo

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, and natural extracts of Green Tea, Chamomile, Menthol, Rosemary, Sage, and Nettle.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, micro molecular proteins, adenosines, vitamins A, B & E, and various trace elements, which are capable of regulating sebaceous secretion and inhibiting the formation of dandruff.
  • It exhibits mild and efficient actions in cleansing the scalp, regulating sebaceous secretion, promoting the growth of strong and health hair, and removing dandruff.
  • Natural Menthol is added to leave the skin with a refreshing sense of comfort after use.





Vcare Moisturizing Shampoo

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, vitamin E, vitamin B5, and natural extracts of Lavender and Rosemary.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, micro molecular proteins, adenosines, vitamins A, B & E, and various trace elements, which promote the growth of your hair, regulate sebaceous secretion, and repair hair cuticles.
  • Aloe Barbadensis improves blood circulation in the scalp, relieves inflammation and rejuvenates skin cells, inhibits the formation of dandruff, and simultaneously stimulates hair roots to promote hair growth.
  • It nourishes the stresses from inside out to improve the condition of dandruff.
  • It leaves the hair silky smooth and radiant.







Vcare Facial Cleanser

Main Ingredients:
Nano-Ganoderma Lucidum, Aloe Barbadensis, and natural extracts of Witch Hazel and Rose.

Features:
  • Extracted through Nano-technology, the liquid concentrate of Nano-Ganoderma Lucidum is rich in Ganoderma polysaccharide peptides, triterpenoids, adenosines, nucleic acids, vitamins A, B & E, and various trace elements, which can be efficiently absorbed by the skin cells for inner regulatory and moisture-retention benefits.。
  • It possesses a pH of 5.5, which is almost identical to that of the facial skin, and mild cleansing actions that help retain moisture in the sebaceous membrane without introducing a sense of tightness or allergy.
  • It leaves the skin refreshingly clean after use.










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Wasiat....

Source : my wife

Rata-rata rakyat Malaysia terutamanya yang beragama Islam hari ini kurang pengetahuan tentang wasiat. Wasiat sering disalahertikan di mana ramai yang beranggapan wasiat adalah kata-kata atau pesanan seseorang mengenai hartanya sebelum meninggal dunia.

Sebenarnya, wasiat adalah dokumen bertulis yang mengandungi ikrar ataupun hajat seseorang yang dibuat ketika hayatnya ke atas harta atau manfaatnya untuk dilaksanakan selepas kematiannya.

Masyarakat Islam harus sedar bahawa penulisan wasiat bukanlah bermatlamat untuk menidakkan hukum faraid. Penulisan wasiat bertujuan memudahkan proses pentadbiran dan pengagihan harta pusaka dan sekali gus nasib waris-waris dapat dipelihara.

Berikut adalah antara masalah-masalah yang kerap timbul akibat ketiadaan wasiat:

a) Proses pengagihan harta pusaka berlarutan sehingga bertahun-tahun
b) Nasib waris-waris tidak terbela khususnya anak-anak yang berumur 18 tahun ke bawah
c) Suami / isteri tidak mendapat bahagian harta sepencarian
d) Hutang tertunggak
e) Proses perundangan yang menyulitkan waris-waris
f) Hubungan kekeluargaan di kalangan waris-waris terjejas
g) Manipulasi terhadap harta pusaka
h) Perniagaan tidak dapat diteruskan

Manakala berikut adalah senarai individu-individu yang perlu membuat wasiat:

a) Anak
b) Suami / Isteri
c) Individu yang tiada anak
d) Individu yang mempunyai anak di bawah 18 tahun
e) Individu yang mempunyai anak tiri / angkat
f) Individu yang hanya mempunyai anak perempuan
g) Ibu / Bapa tunggal
h) Pemilik saham syarikat

Ramai yang masih berandaian bahawa harta-harta seseorang akan secara automatik diagihkan kepada wars-waris setelah berlaku kematian. Tetapi malangnya, pelbagai proses yang kompleks perlu dilalui oleh waris-waris sebelum harta peninggalan dapat diagihkan. Mengikut perangkaan Amanah Raya Berhad (ARB), harta pusaka kira-kira bernilai RM15 bilion ketika ini tidak dapat diagihkan dan terbeku disebabkan masalah perwarisan. Harta-harta tersebut sebenarnya boleh dimanfaatkan oleh waris-waris yang sah dan layak sekiranya wujud wasiat.

Individu-individu yang perlu membuat wasiat tidak semestinya yang kaya-raya. Dengan hanya berhartakan contohnya RM5000.00, seseorang itu perlu juga membuat wasiat sama ada harta itu berupa harta alih seperti akaun simpanan atau harta tak alih seperti tanah. Tiada sesiapa yang mahu waris-warisnya bersusah-payah turun naik mahkamah dan sebagainya semata-mata untuk mendapatkan harta peninggalan mahupun dalam usaha melunaskan hutang-hutang si mati.

Nafsu dan perasaan manusia terlalu rumit untuk diramalkan. Keadaan keluarga yang harmoni pada hayat kita boleh bertukar menjadi haru-biru dan berpecah-belah disebabkan kelemahan pentadbiran ataupun perebutan harta peninggalan kita. Justeru itu, ingin ditekankan di sini bahawa, melalui penulisan wasiat, pelbagai komplikasi jangka panjang mahupun jangka pendek boleh dielakkan selain menjamin kesejahteraan institusi kekeluargaan.

Sabda Nabi S.A.W:
Harta dunia adalah milik Allah S.W.T, kita hanyalah sebagai pemegang amanah yang dipertanggungjawabkan untuk menguruskan dan mentadbirnya sebaik mungkin mengikut syariat Islam.

Kini, dokumen wasiat anda boleh dibuat pada bila-bila masa tanpa perlu melantik peguam. Anda juga tidak perlu risau kerana wasiat anda akan disimpan oleh ARB dan boleh diubahsuai mengikut kesesuaian status semasa anda. Dan yang paling penting kos untuk menyediakan dokumen wasiat anda adalah sangat rendah. Individu-individu juga boleh membuat pembayaran secara ansuran semaksimum 10 bulan.

Terdapat beberapa pakej menarik yang boleh dipilih oleh individu-individu dalam penulisan wasiat. Secara umum, berikut adalah kandungan-kandungan yang terdapat dalam dokumen wasiat mengikut kehendak seseorang individu:

a) Informasi Mengenai Pewasiat seperti nama & alamat
b) Pengisytiharan Sihat akal fikiran dan tubuh badan serta faham tentang kesan wasiat
c) Pelantikan wasi dan wasi pengganti
d) Tanggungjawab wasi dan pemegang amanah di dalam pelunasan hutang dan mengutip aset si pewasiat
e) Siapa tahu tentang kedudukan aset dan liabiliti
f) Pengisytiharan harta sepencarian
g) Pengekalan harta pusaka
h) Cara pembahagian harta pusaka
i) Kebolehasingan (severability)
j) Pelantikan penjaga sah anak-anak
k) Yuran pelajaran anak-anak di IPTS atau IPTA
l) Perwarisan perniagaan
m) Penjelasan belanja pengebumian
n) Penjelasan belanja pentadbiran pusaka
o) Peranan wasi untuk waris tanpa hadir
p) Peranan wasi di dalam pelupusan aset jika wujud pertelingkahan
q) Persepakatan waris-waris
r) Peringatan untuk semua
s) Waris bertakwa kepada Allah S.W.T
t) Permohonan ampun dan maaf dari ahli keluarga dan waris

Tahukah bahawa setelah kematian anda, harta-harta seperti akaun semasa, akaun simpanan di Tabung Haji, ASB, KWSP dan sebagainya akan terbeku dan kebiasaannya waris-waris terpaksa menunggu sehingga beberapa tahun sebelum harta-harta itu dapat diagihkan? Janganlah berlengah lagi dalam melindungi harta anda dan orang-orang yang anda sayangi walaupun anda masih muda. Jangan tinggalkan mereka dengan masalah kewangan ditambah pula dengan prospek sistem perundangan yang menyulitkan.


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